OrbitPay – FinTech App & High-Speed OTP API

Overview

Velense Technologies partnered with OrbitPay to develop their cross-platform mobile fintech application and power their mission-critical authentication infrastructure using our high-priority OTP SMS, Voice OTP fallback, and WhatsApp transaction alert APIs.

The Challenge

During peak transaction hours, delayed OTPs were causing login failures and payment drop-offs. OrbitPay needed both a rock-solid mobile app architecture and guaranteed sub-2-second OTP delivery.

The Solution

We engineered a secure fintech app and multi-route OTP engine that:

• Delivers 2FA login and payment OTPs in under 2 seconds via multi-operator priority SMS routes
• Automatically triggers Voice OTP or WhatsApp authentication if SMS delivery is delayed
• Sends instant debit/credit transaction receipts and PDF statements via Official WhatsApp API
• Implements biometric login, end-to-end encryption, and PCI-compliant payment flows in the mobile app
• Monitors telecom operator latency in real time with automated smart-routing failover